Coaching and online courses: FernUSG, terms and conditions, revocation and refunds

Online coaching and courses are a growing market and have been a legal minefield since the recent case law on the Distance Learning Protection Act. We advise providers and participants.

  • Examination of the admission obligation according to FernUSG
  • General terms and conditions, revocation and checkout
  • Representation for refunds
Legal literature on media and competition law
Robin Jannis Mai, LL.B.
Your contact personRobin Jannis Mai, LL.B.Lawyer

The Fernusg and its consequences

The Distance Learning Protection Act requires a permit from the state central office for distance learning for distance learning courses. Distance learning is available if knowledge is imparted for a fee, teachers and learners are mainly spatially separated and the learning success is monitored. The Federal Court of Justice ruled in 2025 that the law can also apply to contracts with entrepreneurs and that even small forms of learning control can suffice.

For providers, this means: Without admission, the contract can be void and amounts already paid must be repaid. For participants, this opens up the opportunity to claim money back. We check programs, design them legally and represent providers and participants.

Typical situations in which we help

  • They sell online coaching with videos and feedback.
  • A participant asks for your money back and relies on the FernUSG.
  • They bought an expensive course and are dissatisfied.
  • You want to allow your course.
  • You need terms and conditions and a legally secure checkout.

Legal basis at a glance

When does the Fernusg apply?

Knowledge transfer, spatial separation and monitoring of learning success are decisive. Even the opportunity to ask questions and get feedback can be a learning control.

Consequences of a lack of approval

The contract is void. Participants can generally reclaim amounts paid, providers have limited counterclaims at best.

Design options

Programs can be designed so that they do not fall under the law or they are admitted. Pure self-learning courses without learning control are also possible.

Consumer law

Information obligations and the right of withdrawal apply to consumers. In the case of digital content, it can expire prematurely under conditions.

Specialist books on competition and multimedia law
“Coaching without admission is a contract on revocation, even after years.”

Practical examples: typical scenarios

We regularly meet the following scenarios in the consultation. They are anonymized and simplified and show how such cases are typically classified. They do not describe any specific mandates and do not promise a specific result.

Case 1

Recovery of a business coaching

Situation: An entrepreneur demands back 8,000 euros from a coach, which he paid for a mentoring program.

Legal assessment: The program contains videos, tasks and weekly calls with feedback and is not allowed.

Our approach: We represent the participant and enforce the repayment.

Case 2

Redesign program

Situation: A fitness creator sells a twelve-week program with progress control.

Legal assessment: Without admission, all contracts are invalid.

Our approach: We redesign the program and support the application for admission at the same time.

Case 3

Defense against refunds

Situation: A coach receives several reclamation letters from a law firm.

Legal assessment: It is important whether the program is actually distance learning.

Our approach: We check every individual case and fend off unjustified claims.

That’s how we go

  1. 1

    Initial assessment

    You briefly describe the facts to us and send documents such as a contract, cease-and-desist letter or screenshots. We will tell you promptly where you stand and what the next steps will cost.

  2. 2

    Secure evidence and deadlines

    We document posts, stories and chat history in court and record all deadlines. Content disappears quickly, especially with social media.

  3. 3

    Set strategy

    Together we decide whether negotiation, defense, cease-and-desist letter or contract drafting is the right way. It is always about your reach and your business relationships.

  4. 4

    Implement and enforce

    We negotiate, formulate, answer and, if necessary, go to court, also in an urgent procedure. You will regularly be informed of what is happening.

Regarding the costs: Before every step we tell you what it costs. Depending on the case, we charge a flat-rate fee or by hourly rate according to the Lawyers’ Remuneration Act (RVG). If the opponent is obliged to reimburse, for example in the case of a justified cease-and-desist letter, we will claim these costs for you. More on this on our page Fee.

Common mistakes to avoid

  • Sell coaching with learning control without admission.
  • The FernUSG is only relevant for consumers.
  • Do not use any terms and conditions and cancellation policy.
  • Ignore reclaims.

Frequently asked questions about coaching and online courses

Does the FernUSG also apply to entrepreneurs?

According to the case law of the Federal Court of Justice, it can also apply to entrepreneurs.

How long can I ask for money back?

The general limitation periods apply, regularly three years from the end of the year in which you found out about the circumstances.

How do I get admission?

About an application to the state central office for distance learning with documents on the content, process and contract.

Do you need an assessment quickly?

Tell us your request. We’ll get back to you in advance and tell you in advance what costs you have to expect.

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